Commercial Property: Filing an Insurance Claim

3/1/2021 (Permalink)

Our team is on call 24/7 to assist you with emergency services.

As if a fire disaster at your commercial property isn't enough, you have to deal with insurance and a whole bunch of other headaches. A main priority for you should be to get your insurance involved with a fire claim. When it comes to restoring your property to preloss conditions, your insurance company may help you determine how to move forward.

Taking the First Look

After calling emergency services (if necessary), you should call your insurance company immediately afterwards and spell out your situation. Ensure that you have your policy ready and be sure to tell them whether or not you are completely evacuated or if the fire somehow effected your living situation. Your insurance can guide you through the claims process, but so can we! We have office staff who can be informative resources for you regarding your insurance claim. Hopefully your insurance agent recommends SERVPRO of Shakopee/Savage/Prior Lake. 

Bulk Up and Hunker Down

Your next steps after a fire damage event should be to secure your property. To ensure that your building doesn't get damaged further from the elements and helps restrict looters, here are some tips on how to protect your property:

• Post signage or caution tape around the property
• Board up or cover any blown out windows
• Padlock any available entrances
• Tarp your roof
• Install a security fence

Get Organized

Most often the insurance company as well as the claims adjuster will require a ton of documentation. You will want to take loads of photos of the fire damage and property. If there are specific items that have been damage, be sure to gather the value of the contents. You will also more than likely need to provide proof of income. 

A fire claim can be tricky business, don't be afraid to call SERVPRO of Shakopee/Savage/Prior Lake at 952-403-1050 with any questions or concerns you might have.